Dr. T. Mohamed Nishad, Professor, Research Department of Commerce and Management Studies, Farook College (Autonomous), Kozhikode, has 18 years of teaching experience, 8 years of research experience and 7 years of international industry experience. He worked in Kenya, Tanzania, Indonesia, and United Arab Emirates and visited Singapore. His area of interest is Finance and Research Methodology. He has authored two books and published several research articles in reputed journals. He has been resource person for around 36 Workshops and Training programmes in different parts of Kerala.